Deposits with fixed period and savings deposits represent the most stable part of deposit resources. Term deposits — it funds deposited in the bank for a fixed term. They are divided into: — The actual deposit with fixed period; — Deposits with advance notice of withdrawal of funds. Banks in Western Europe and the U.S. […]
Call deposits are represented by different accounts to which their owners can get cash on demand by the statement of cash and payment documents. For Call deposits in domestic banking practices include: — Funds held in the settlement and current accounts of public joint-stock enterprises, and various small commercial structures;
In the total amount of banking resources attracted resources occupy the dominant position. Their share of different banks varies between 75% and above. With the development of market relations structure of borrowed resources has undergone significant changes due to the emergence of new non-traditional banking system to the old ways of the accumulation of temporary […]
Under the bank’s own funds should understand the various funds set up by the bank to ensure its financial stability, trade and economic activities as well as profits as a result of the current and previous years. The structure of the bank’s equity base is heterogeneous in composition and quality vary throughout the year depending […]
Commercial banks, like other subjects of economic relations, to ensure its commercial and business must have a certain amount of money, ie, resources. Under modern conditions of economic development problem of the formation of resources is of paramount importance. This is because the transition to a market economy model, the elimination of state monopoly on […]
The Bank, being the product of the needs of the economy, in the midst of economic life, aims to promote the interests of their clients. It is no coincidence therefore, in recent years, more and more established the ideology of the bank as a partner. Partnerships have certain properties. They are characterized by:
Monopoly (Mono … + Poleo – sale) is owned by one person, partnership or the State and has the right to mine, produce and sell certain products. There is a popular theory that divides the market according to the degree of monopolization in the 5 main types: the monopoly, partial monopoly, oligopoly, partial oligopoly and […]
The most important element in ensuring the safety of banks is a warning system of crisis. Banking legislation stipulates that in order to ensure financial security as a factor in preventing crisis, banks have: 1) to classify their assets, emphasizing doubtful and bad debts, build up reserves (funds) to cover potential losses, including a possible […]
The history of ancient times did not leave enough complete information about when the banks have, what operations they perform, which was the driving force behind their development. Now save the details of the first money of ancient peoples (shells, furs, gold bullion coins of the primitive), but not about banks. In other words, modern […]
Observations on the origin of the bank, no doubt, are essential for analysis, as if they are closer to disclosing the essence of the bank, but not everything is clear, the essence of the bank remains a mystery. Banking institutions varied. In modern society, banks have engaged in various kinds of operations. They not only […]
